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T-Mobile vs. Spectrum

Spectrum’s internet plans are faster than T-Mobile, but T-Mobile 5G Home Internet is far more affordable.

Best traditional cable

Spectrum

Price: $39.99–$79.99/mo.*

Download speeds: Up to 300–1,000 Mbps

Upload speeds: Up to 35Mbps

Data cap: Unlimited

Contract: N/A

Spectrum

Price: $39.99–$79.99/mo.*

Download speeds: Up to 300–1,000 Mbps

Upload speeds: Up to 35Mbps

Data cap: Unlimited

Contract: N/A

Best value

T-Mobile

Price: $40.00–$60.00/mo.

Download speeds: 72-245 Mbps

Upload speeds: 15-31 Mbps

Data cap: Unlimited

Contract: N/A

T-Mobile

Price: $40.00–$60.00/mo.

Download speeds: 72-245 Mbps

Upload speeds: 15-31 Mbps

Data cap: Unlimited

Contract: N/A

T-Mobile vs. Spectrum pros and cons

Spectrum

No contracts
Fast internet speeds
Price increases after 12 or 24 months

T-Mobile

Stellar flat-rate pricing
A $20 discount for T-Mobile cell phone customers
Inconsistent download speeds

Stuck between Spectrum or T-Mobile?

T-Mobile and Spectrum offer value-friendly internet service for home customers. Enter your zip code below to see internet and TV options in your area.

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T-Mobile vs. Spectrum deals

T-Mobile bundles freebies like streaming subscriptions, discounts, and more with T-Mobile 5G Home Internet. As for Spectrum, you’ll occasionally get add-ons like free Peacock Premium. Check out our T-Mobile deals guide and Spectrum deals guide for the latest updates.

T-Mobile internet vs. Spectrum head-to-head

Service Internet price Download speed Data cap Details
Spectrum $39.99–$79.99/mo. Up to 300–1,000 Mbps Unlimited View plan
T-Mobile $40.00–$60.00/mo. 72-245 Mbps Unlimited View plan

Data effective as of post date. Offers and availability may vary by location and are subject to change.

Technically, Spectrum and T-Mobile 5G Home Internet are both internet service providers (ISP), but they have some key differences on top of and under the hood. Let’s break down what you need to know about each provider.

T-Mobile vs. Spectrum internet plans and prices

Spectrum plans and prices

Package Price Max. download speeds Max. upload speeds Details
Spectrum Internet $39.99–$49.99/mo. for 12 mos.* Up to 300Mbps (wireless speeds may vary) 10Mbps View plan
Spectrum Internet® Ultra $49.99–$69.99/mo. for 24 mos.* Up to 500Mbps (wireless speeds may vary) 20Mbps View plan
Spectrum Internet Gig $59.99–$79.99/mo. for 24 mos.* Up to 1Gbps** (wireless speeds may vary) 35Mbps View plan

Data effective as of publish date. Offers and availability may vary by location and are subject to change. See full disclaimer.

From speeds to pricing, Spectrum’s a wholly typical cable ISP. With Spectrum, you’ll choose from three main plans with maximum speeds between 300Mbps and 1Gbps.

Spectrum’s not the cheapest cable ISP, as competitors like Xfinity and Optimum charge less for similar (or faster) speeds. But at the same time, Spectrum’s fast internet speeds will make it a great fit if your household has multiple people who regularly download large files, take Zoom calls, or stream 4K video.

But one of Spectrum’s biggest downsides is its 12-to-24 month price guarantees. Like with many cable ISPs, you’ll typically pay a promotional price for a limited time before your price goes up. With Spectrum, you’ll see a $25 internet price increase.

T-Mobile plans and prices

Package Price Download speeds up to Upload speeds up to Details
T-Mobile 5G Home Internet $40.00–$60.00/mo.* 72-245 Mbps 15-31 Mbps
T-Mobile 5G Home Internet with T-Mobile phone plan $40.00/mo.** 72-245 Mbps 15-31 Mbps

*With AutoPay.
**Requires one line with T-Mobile Magenta MAX plan.
Data effective as of publish date. Offers and availability may vary by location and are subject to change.

T-Mobile’s main internet service is T-Mobile 5G Home Internet, which uses T-Mobile’s 5G data network to bring internet service to your home. Unlike Spectrum, T-Mobile keeps it simple with one internet plan. For $40.00–$60.00/mo., you’ll get T-Mobile internet service with download speeds between 72-245 Mbps.

But you might be wondering one thing: why’s that speed range so big?

5G home internet speeds depend on factors including your neighborhood’s network traffic and 5G coverage. You might hit 245 Mbps in ideal conditions, which would be enough for a household of regular internet users. But with 72 Mbps download speeds, you’ll run into problems if more than a few people want to use the internet.

That said, one of T-Mobile’s biggest advantages over Spectrum is its pricing simplicity. If you want internet, you’ll pay only $40.00–$60.00/mo.. You won’t have to deal with equipment or service fees, and with T-Mobile’s Price Lock Guarantee, your price won’t double every other year.

Plus, you’ll save an additional $20 per month on T-Mobile 5G Home Internet if you’re a T-Mobile phone subscriber with a qualifying plan. If you simply need the internet for emails and YouTube, it’s hard to beat T-Mobile and its $60 (or $40) monthly price.

T-Mobile vs. Spectrum fees and extra charges

Spectrum fees and extra charges

Fees Amount
Data overage fee None
Wi-Fi router rental fee Optional $5.00/mo.
Late payment fee $8.95
Broadcast TV service fee Up to $21.00/mo.

Spectrum has the usual collection of TV and internet surcharges. But thanks to Spectrum’s free modem and unlimited data, you’ll dodge the rental and overage fees you’d find on other providers. Check out our Spectrum hidden fees guide for a full breakdown of the ISP’s extra charges.

T-Mobile fees and extra charges

We know it might be hard to believe, but T-Mobile doesn’t have additional monthly internet fees. T-Mobile 5G Home Internet includes a Wi-Fi router/modem, unlimited data, and flat-rate pricing with no scheduled price hikes.

T-Mobile vs. Spectrum specs and features

T-Mobile Home Internet vs. Spectrum customer service

T-Mobile was a high performer in our annual internet customer satisfaction survey, ranking fifth out of 25 ISPs. Spectrum, on the other hand, received more average reviews, ranking 11th in our same list.

Availability

Spectrum has wide availability across 41 states, and if you’re in a major or mid-sized city, you’ll likely be able to get Spectrum internet and TV service.

As for T-Mobile, its availability is far more hit or miss. T-Mobile 5G Home Internet’s availability depends on factors including enrollment numbers and 5G tower coverage in your area. Even if you’re in a city with T-Mobile 5G Home Internet coverage, your address may not be eligible for service.

TV, internet, and phone bundle options

Spectrum offers a full suite of cable TV, phone, and cell phone plans for internet customers. Visit our Spectrum bundles guide to learn more about each service.

As for T-Mobile, the carrier doesn’t have TV service. But if you bundle T-Mobile 5G Home Internet with at least one Magenta MAX phone plan, you’ll save $20 monthly on your internet service. T-Mobile internet and phone customers also get discounts and free subscriptions on streaming services such as Philo TV, Netflix, and Apple TV+.

Interested in bundling cell phone and internet service?

Cell phone and internet bundles are a great way to save on your monthly bills. Check out our cell phone and internet guide to learn more.

Is T-Mobile or Spectrum more worth it?

Spectrum wins out over T-Mobile 5G Home Internet thanks to its sheer scale. With its fast internet speeds, wide availability, and suite of bundling options, you’ll have far more options on Spectrum compared to T-Mobile.

But if your address qualifies for T-Mobile 5G Home Internet and price matters more than performance for your household, give the 5G home internet carrier a second look. T-Mobile’s flat-rate pricing and decent speeds make it an excellent value-friendly internet option.

T-Mobile vs. Spectrum FAQ

Is T-Mobile internet better than Spectrum?

T-Mobile 5G Home Internet’s speeds are not better than Spectrum, but its pricing is much better. On T-Mobile, you’ll pay $40.00–$60.00/mo. for internet service. But on Spectrum, your price will increase after your first or second year of service.

Is Spectrum Mobile better than T-Mobile?

T-Mobile is generally better than Spectrum Mobile. Spectrum Mobile is available only for Spectrum internet customers and uses Verizon’s mobile network. T-Mobile offers larger data caps and more benefits for cell phone customers.

Does Spectrum own T-Mobile?

Spectrum does not own T-Mobile. Spectrum and T-Mobile are two separate companies.

Why you should trust us

Our experts drew from our existing T-Mobile and Spectrum reviews, rating both ISPs on areas including internet speeds, pricing, and availability. We also used our annual customer satisfaction survey to see how real customers felt about each ISP.

For more on our process, see our How We Rank page.

Disclaimer

*Spectrum Internet: For 12 months when bundled. Limited time offer; subject to change; valid to qualified residential customers who have not subscribed to any services within the previous 30 days and who have no outstanding obligation to Charter. Taxes, fees and surcharges extra and subject to change during and after the promotional period; installation/network activation, equipment and additional services are extra.

Spectrum Internet Ultra: For 24 months when bundled. Limited time offer; subject to change; valid to qualified residential customers who have not subscribed to any services within the previous 30 days and who have no outstanding obligation to Charter.

Spectrum Internet Gig: For 24 months when bundled. Limited time offer; subject to change; valid to qualified residential customers who have not subscribed to any services within the previous 30 days and who have no outstanding obligation to Charter.

To qualify for the Contract Buyout Program, a customer must order and install a qualifying Triple Play or limited Double Play promotion; offers not available in all areas. Offer available to qualifying customers only who have no outstanding obligations to Charter. Payment amount will be determined by the Early Termination Fee on the final bill from the previous provider, not to exceed $500. For Contract Buyout qualifications, go to Spectrum.com/buyout.

**Speed based on wired connection. Available Internet speeds may vary by address. Gig capable modem required for Gig speed. For a list of Gig capable modems, visit Spectrum.net/modem.

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